Built for Mexican Business Owners
The Credit Card That Grows With You
Ximple was designed from the ground up for Mexican SMEs - from the corner pharmacy to the neighborhood hardware store. We understand that traditional banks move too slow, ask too much, and approve too few.
With Ximple, there's no annual fee, and your interest rate improves as you build a repayment track record. Weekly repayments align with your cash flow - you pay as your business earns, not on a bank's schedule.
Payments accepted at Oxxo, SPEI, and all major payment networks. Credit that fits the way Mexico actually works.
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Why Choose Ximple
Credit Without the Bank Bureaucracy
Traditional banks reject 7 out of 10 SME credit applications in Mexico. Their requirements - years of tax returns, collateral, personal guarantees - are designed for large corporations, not the neighborhood businesses that drive Mexico's economy.
Ximple uses alternative data - transaction history, business activity patterns, and supplier relationships - to evaluate creditworthiness beyond a credit score. No mountains of paperwork. No branch visits. No waiting weeks for a decision.
The result: faster approvals, more accessible credit, and a financial partner that actually wants to see your business grow. Apply online in 10 minutes and get a real decision within 48 hours.
- No collateral required for initial credit lines
- Alternative credit scoring - more than just BURO
- Decision in 48 hours or less
- Payments via Oxxo, SPEI, and major networks
